Job Description
Role & responsibilities:
- Achieve sales targets by promoting the banks products and services
- Deepening of Current Account mapped book
- Proactively manage and grow the portfolio of current accounts by acquiring new clients.
- Act as the primary point of contact for clients with current accounts addressing their inquiries and resolving issues related to current accounts, trade finance, and forex transactions.
- Build and maintain strong, long-term relationships with clients.
- Identify and pursue opportunities to cross-sell banking products, such as Asset Product (SBB/ BBG/ BL), Merchant Solution, Cash Management Services, Savings Accounts, Retail loans (Auto / Home / Personal), Credit cards, investment solutions, and Insurance..
- Ensure the smooth operation of client current accounts, including overseeing transactions, account maintenance, and compliance with banking regulations.
- Collaborate with other departments, such as Treasury, Credit, CMS, Merchant Solution and Operations, to deliver comprehensive solutions to clients.
- Provide expert advice on trade finance products, such as letters of credit, bank guarantees, and documentary collections.
- Assist clients in structuring trade finance deals that optimize their working capital and mitigate risks in international trade.
- Monitor account activity to identify and mitigate potential risks.
- Ensure timely resolution of client issues and queries related to current accounts.
- Manage account documentation and ensure compliance with bank policies and regulatory requirements.
- Keep up to date with market trends, competitors products (Current account focused), and economic changes that may impact clients' financial needs.
- Provide feedback to the banks product development team to enhance current account offerings.
- Prepare & Assess regular reports on account performance, customer satisfaction, and sales achievements.
- Analyze client data to identify trends, opportunities, and potential risks.
- Provide insights and recommendations to senior management based on analysis.
Role: Business Development Manager (BDM)
Industry Type: Banking
Department: Sales & Business Development
Employment Type: Full Time, Permanent
Role Category: BD / Pre Sales
Education
UG: Any Graduate
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