Job Description
Tittle : Senior Associate /Lead - Product Development BHIM
Education : Btech /BBA/BMS Mtech/MBA
Experience : 5 to 8 years
Job purpose
Be accountable for Product Development & Product Management of NPCI products and manage the complete product life cycle delivery.
Accountabilities and Major Activities
- Responsible for complete Product Lifecycle Product Note, BRD creation, Solutioning, Design, Development, Testing, Performance engineering, Risk, Recon & Settlement Working with different stakeholders to implement the Business Requirements for the final Launch.
- Oversee and manage a suite of Digital payments products / variants / portfolio
- Analyzing the business requirement and developing the product right from the conceptualization stage, constructing the product path, go live & commercialization.
- Undertake projects and activities to achieve the assigned Income lines and monitoring cost lines for the product. Own the P&L.
- Responsible for client interaction with business users, consult with regard to high impact changes, responsible for change request and enhancements.
Product Life Cycle & Product Leads responsibility:
Product Conceptualisation: Understand market, customer trends, opportunities, user and bank / ecosystem pain points, how to differentiate regulatory understanding.
Product Design: Design Thinking, agile approach, customer experience
Product Development: Design & document tech specification and test cases.
Product Go Live: Identifying pilot study and ensure product success.
Product Commercialisation:
Drive users, value, volume, ecosystem
Collaborate with Relationship Managers to drive the product objective
Work with marketing team to drive B2B & B2B2C positioning & demand for the product.
Product Management: Own P&L, Risk Management, Revenue, Cost, Market Interface and Compliance.