Job Description

Business Legal:

• Drafting of loan documents for various products like Unsecured loans, Business loans, Supply chain, working capital, bill discounting etc
• Excellent understanding of regulatory, market practices for partnerships businesses, onlending, FLDG arrangements, co-lending, co-originations.
• Drafting of legal documents for above arrangements/ tieup etc.
• Excellent understanding of structured products - Direct assignments, PTC, Securitization, NCDs, CCDs/CPS, Bonds etc
• Accountable for negotiation of license agreements on behalf of investors.
• Hand on exposure on drafting of Franchise Agreements, distributor agreements.
• Excellent understanding of RBI regulatory framework for NBFCs, regulations applicable on listed companies and it subsidiaries (RBI/SEBI/Exchange etc)
• Handled compliance functions and have detailed understanding of various corporate governance and regulations around them.
• Detailed understanding of property title chains of different properties for various geographies for LAP.
• Detailed understanding of Technical of various types of properties and various geographies.

Collection Legal:

Handled and have excellent understanding of various legal collection related matters:

1. Action under Negotiable instruments act and Payments act.

2. SARFESAI

3. Arbitration.

4. Action under Indian penal code and criminal / civil actions

5. Have exposure to courts (CIVIL / Commercial / Tribunals - DRT/NCLT etc).

6. IBC and NCLT/NCALT related matters

Compliance:

1. Handled NBFC compliances - RBI / SEBI / Exchange etc.

2. Compliances for NCDs / CCDs / CPS , structured transactions.

3. RBI Returns

4. SMA / CIRLC Reporting

5. Fraud Reporting

6. Charge creations, CERSAI ID creation and tracking, NESL Reporting (IBC).

7. CYC Compliance.

8. Grievance redressal and customer complaint handling including RBI escalation, ombudsman

Digital Initiatives:

1. Experienced in video KYC.

2. Digital signing including new ways to sign legal documents legally.