Job Description
Note -
Apply only if you have experience in US process.
Apply only if you have experience tax return.
Immediate joiners preferred.
Only Male candidates.
Experience in 4CS and credit report along with financial spreading.
Roles and Responsibilities
Underwriting or Credit risk analysis
knowledge of underwriting fundamentals and standard industry practices
Understanding of PPP Loans/PPP Forgiveness or Term Loan Underwriting will be an added advantage
Spreading and analyzing financial statements supplied by customers and potential customers; sources of financial statements include corporate tax returns, company prepared financials, accountant prepared financials, personal financial statements, and/or personal tax returns.
Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy
Perform credit analysis and financial statement analysis on co-owners, guarantors, and individuals to determine assets coverage for requested loan amount
Updated with economic trends, industry analysis, regulatory requirements, and business and trade publications which could impact credit risk and/or the probable success of current customers and applicants