Job Description
Roles and Responsibilities
Credit Analysis-Financial Institution
The team will perform credit risk assessment for Banks, Insurance, Brokers / Dealers, Private Equity, Hedge Funds, Mutual Funds, REITS etc.
Accountabilities:
The concerned analyst will be accountable for the followings:
- Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of the Banks, Insurance, Brokers / Dealers, Private Equity, Hedge Funds, Mutual Funds, REITS, and other FI counterparties.
- Managing a portfolio of clients and handling rating assignments.
- Preparing credit reports by including profile of the counterparty, key rating considerations, credit risk assessment, CAMEL based financial analysis (including profitability, capitalization, liquidity etc).
- Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.
- Adhering to standard operating procedure & policies including compliance documentation.
- Maintaining strong relationship with the client.
Desired Candidate Profile
- Strong understanding of credit principles, policies and regulations for Banks, Insurance, PE, Hedge Funds, REITS, and similar FI counterparties.
- Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree.
- Excellent written & verbal communication skills and ability to build effective relationships with various stake holders.
- Ability to multi-task independently under tight timelines and eye for details.
- 3 - 6 years relevant experience in the field of credit analysis for Financial Institution